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Description of Classes - Spartan Group Trust for Employee Benefit Plans

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Spartan Index Pools Notice

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Spartan 500 Index Pool DoSF - AR- 8-2023

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Spartan Developed International Index Pool DoSF - AR- 8-2023

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Spartan Emerging Markets Index Pool DoSF - AR- 8-2023

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Spartan Extended Market Index Pool DoSF - AR- 8-2023

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Spartan International Index Pool DoSF - AR- 8-2023

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Spartan Large Cap Growth Index Pool DoSF - AR- 8-2023

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Spartan Large Cap Value Index Pool DoSF - AR- 8-2023

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Spartan Mid Cap Index Pool DoSF - AR- 8-2023

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Spartan Real Estate Index Pool DoSF - AR- 8-2023

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Spartan Small Cap Index Pool DoSF - AR- 8-2023

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Spartan Small-Mid Cap Value Index Pool DoSF - AR- 8-2023

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Spartan Total International Index Pool DoSF - AR- 8-2023

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Spartan Total Market Index Pool DoSF - AR- 8-2023

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This information is intended for the sole use of institutional investors. Retail investors and any other persons who are not institutional investors should not act or rely on this information.

Unless otherwise expressly disclosed to you in writing, the information provided in this material is for educational purposes only. Any viewpoints expressed by Fidelity are not intended to be used as a primary basis for your investment decisions and are based on facts and circumstances at the point in time they are made and are not particular to you. Accordingly, nothing in this material constitutes impartial investment advice or advice in a fiduciary capacity, as defined or under the Employee Retirement Income Security Act of 1974 or the Internal Revenue Code of 1986, both as amended. Fidelity and its representatives may have a conflict of interest in the products or services mentioned in this material because they have a financial interest in the products or services and may receive compensation, directly or indirectly, in connection with the management, distribution, and/or servicing of these products or services, including Fidelity funds, certain third-party funds and products, and certain investment services. Before making any investment decisions, you should take into account all of the particular facts and circumstances of your or your client’s individual situation and reach out to an investment professional, if applicable.

Registered investment products (including mutual funds and ETFs) and collective investment trusts managed by Fidelity Management Trust Company (FMTC) are offered by Fidelity Distributors Company LLC (FDC LLC), a registered broker-dealer. Fidelity Institutional Asset Management (FIAM) investment management services and products are managed by the Fidelity Investments companies of FIAM LLC, a U.S. registered investment adviser, or Fidelity Institutional Asset Management Trust Company, a New Hampshire trust company. FIAM products and services may be presented by FDC LLC, a non-exclusive financial intermediary affiliated with FIAM and compensated for such services.

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