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Institutional Solutions
Pension investment solutions
Individual and multi-asset class solutions that help you meet your plan’s objectives at every step of its journey — listening and responding to your needs.
A tailored approach combining knowledge gained through active market participation with robust pension experience.
Pension strategy experience
Dynamic pension capabilities that integrate robust liability modeling and asset solutions as a plan status evolves — active, de-risking or fully funded
Multi-asset class investment experience
Incremental alpha delivered by skilled investors with access to a research platform designed to uncover opportunities across asset classes
Holistic outcome-oriented approach
From consultation through strategic design and beyond — our solutions can react to a plan sponsor’s changing needs, new regulations and shifting markets
Browse Fidelity’s multi-asset class offerings
Fidelity provides pension offerings in a variety of formats, all designed to meet plan sponsor’s specific goals.
Pension Journey Pools
Comprehensive series of commingled pools intended to provide plan sponsors with a structured path toward fully funded status in a cost-efficient manner.
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Market-Based Cash Balance (MBCB)
Often referred to as a “hybrid” defined benefit plan, MBCB acts like both a defined benefit and defined contribution plan.
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Custom Investment Solutions
Our extensive hands-on, outcome-oriented investment management team leverages a differentiated process built to respond to market uncertainty.
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INSIGHTS
Market-based cash balance plans: Re-evaluating an often-overlooked retirement plan design after SECURE 2.0
These plans offer a unique opportunity for all types of plan sponsors.
NEWSLETTER
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Download our latest newsletter, which features an overview of the U.S. corporate pension plan environment, as well as insights focused on real-world considerations to support plan sponsors managing their pension risk.
Explore our latest research & Insights
PERSPECTIVE
4 tools for highly funded defined benefit plans to manage risk
Achieving the goal of high funding brings change and challenges for plan sponsors.
Investing Ideas
Corporate defined benefit plans did better than you might think during recent volatility
The right benchmark can empower plans to be positioned for resiliency when they need it.
INVESTING IDEAS
When it comes to maximizing shareholders' returns, defined benefit pension plans should consider options beyond pension risk transfer
Rising interest rates mean overfunded plans could do better by their participants.
Related resources
Fact Sheet
FIAM Pension Journey Pools
Fact Sheet
FIAM Market Based Cash Balance 30/70 II
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Let’s talk about pension investments solutions.
Explore Fidelity’s pension-specific solutions
Fidelity provides a variety of pension offerings, all designed to meet plan sponsors’ specific goals.
Outsourced CIO
Explore Fidelity’s outcome-oriented investment options, implementation strategies, and integrated solutions.
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Liability-Driven Investing
Find out more about Fidelity’s broad capabilities and tailored approach to addressing liability and de-risking.
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Digital Assets
Find out how Fidelity's expanding suite of investment opportunities in digital assets can help meet your investing needs.
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Commingled Pools are only available to certain qualified retirement plans.
The Total Pension Solutions offering may include products and services from the following Fidelity Entities: Fidelity Workplace Consulting, a division of Fidelity Workplace Investing which provides retirement, health & welfare, data consulting, custom pension administration, communication & change management and international consulting services to mid and large employers / strategic consulting services to plan sponsors along with Defined Benefit Administrative / Recordkeeping Services, and Actuarial services. Participant services provided by Fidelity Brokerage Services LLC, Member NYSE/SIPC. Investment Management products and services, including LDI Solutions, provided by FIAM LLC or Fidelity Institutional Asset Management Trust Company (FIAMTC).
Digital assets are speculative and highly volatile, can become illiquid at any time, are for investors with a high-risk tolerance, and who have the experience and ability to evaluate the risks and merits of an investment in cryptocurrencies. Investors in digital assets could lose the entire value of their investment.
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