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Institutional Solutions
Pension solutions
Discover how Fidelity’s unique approach to pension solutions focuses on the full spectrum of needs, with a broad range of individual turnkey, customized, and fully bundled options.
Build the ideal pension solution, with components including:
Investment management
Tap into our array of capabilities, ranging from commingled pools to fully customizable solutions.
Actuarial & benefits consulting
Receive comprehensive support for a suite of pension plan needs, from actuarial valuations to holistic plan design and compliance consulting.
Plan administration
Enjoy the benefits of fully managed administration, with regular communication around planning, updates, and reports.
Take a tour of Fidelity’s pension products and services
Fidelity provides pension offerings in a variety of formats, all designed to meet plan sponsors’ specific goals.
Pension Journey Pools
Comprehensive series of commingled pools intended to provide plan sponsors with a structured path toward fully funded status in a cost-efficient manner.
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Market-Based Cash Balance (MBCB)
Often referred to as a “hybrid” defined benefit plan, MBCB acts like both a defined benefit and defined contribution plan.
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Custom Investment Solutions
Our extensive hands-on, outcome-oriented investment management team leverages a differentiated process built to respond to market uncertainty.
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INSIGHTS
Market-based cash balance plans: Re-evaluating an often-overlooked retirement plan design after SECURE 2.0
These plans offer a unique opportunity for all types of plan sponsors.
NEWSLETTER
Get our Pension Insights newsletter
Download our latest newsletter, which features an overview of the U.S. corporate pension plan environment, as well as insights focused on real-world considerations to support plan sponsors managing their pension risk.
INSIGHTS
Defined Benefit Pension Plans Should Consider Options Beyond Pension Risk Transfer
Rising interest rates mean overfunded plans could do better by their participants.
Related resources
Fact Sheet
FIAM Pension Journey Pools
Fact Sheet
FIAM Market Based Cash Balance 30/70 II
Want to know more?
Let’s talk about pension solutions.
Browse more institutional solutions
See how we can help develop investment solutions tailored to your unique goals and objectives.
Outsourced CIO
Explore Fidelity’s outcome-oriented investment options, implementation strategies, and integrated solutions.
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Liability-Driven Investing
Find out more about Fidelity’s broad capabilities and tailored approach to addressing liability and de-risking.
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Digital Assets
Find out how Fidelity's expanding suite of investment opportunities in digital assets can help meet your investing needs.
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Commingled Pools are only available to certain qualified retirement plans.
The Total Pension Solutions offering may include products and services from the following Fidelity Entities: Fidelity Workplace Consulting, a division of Fidelity Workplace Investing which provides retirement, health & welfare, data consulting, custom pension administration, communication & change management and international consulting services to mid and large employers / strategic consulting services to plan sponsors along with Defined Benefit Administrative / Recordkeeping Services, and Actuarial services. Participant services provided by Fidelity Brokerage Services LLC, Member NYSE/SIPC. Investment Management products and services, including LDI Solutions, provided by FIAM LLC or Fidelity Institutional Asset Management Trust Company (FIAMTC).
Digital assets are speculative and highly volatile, can become illiquid at any time, are for investors with a high-risk tolerance, and who have the experience and ability to evaluate the risks and merits of an investment in cryptocurrencies. Investors in digital assets could lose the entire value of their investment.
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