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Provided by FIAM LLC, a registered investment adviser.
FIAM STRATEGIES
FIAM Market Based Cash Balance 30/70
The Portfolio's investment objective is to seek capital growth and income by diversifying across a range of asset classes, including equity and debt securities issued anywhere in the world.
Commingled Pools are only available to certain qualified retirement plans.
Investment approach
Generally, the Portfolio will employ a fund-of-funds approach by investing in exchange-traded funds (ETFs), mutual funds, and/or collective investment funds to achieve a target asset allocation of approximately 30% of its assets in equity securities and 70% of its assets in fixed income securities. The Portfolio may vary its target allocation mix if the Trustee believes equities or fixed income securities offer more favorable opportunities.
Multi-asset class pools specifically designed for Market Based Cash Balance Plans
Fund-of-funds structure
Fund-of-funds structure utilizing commingled pools and ETFs.
Active management
Designed to add value through active allocation and active management
Diversified across asset classes
Diversified across asset classes, with the flexibility to adjust exposures based on changing market conditions
A fully integrated qualified plan solution
For illustrative purposes only.
*Recordkeeping services and actuarial services are provided by affiliated Fidelity companies.
Key Facts
| Inception date | Dec 30, 2014 |
| Benchmark | FIAM 30/70 MBCB BL |
FIAM commingled pools are commingled pools of the FIAM Group Trust for Employee Benefit Plans, and are managed by Fidelity Institutional Asset Management Trust company, a trust company organized under the laws of the State of New Hampshire. FIAM commingled pools are not mutual funds.
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FIAM STRATEGIES
Asset allocation strategies
An institutional focus on managing asset allocation strategies across disciplines.
Past performance is no guarantee of future results. An investment may be risky, may fluctuate in value, and may not be suitable for all investors.
The value of a strategy's investments will vary day to day in response to many factors, including in response to adverse issuer, political, regulatory, market or economic developments. The value of an individual security or a particular type of security can be more volatile than the market as a whole and can perform differently from the value of the market as a whole. Nearly all accounts are subject to volatility in non-US markets, either through direct exposure or indirect effects on US markets from events abroad, including fluctuations in foreign currency exchange rates and, in the case of less developed markets, currency illiquidity.
Investment performance of the FIAM asset allocation strategies depends on the performance of the underlying investment options and on the proportion of the assets invested in each underlying investment option. The performance of the underlying investment options depends, in turn, on their investments. The performance of these investments will vary day to day in response to many factors. Asset allocation strategies are subject to the volatility of the financial markets, including that of equity and fixed income investments in the U.S. and abroad, and may be subject to risks associated with investing in high-yield, small-cap, commodity-linked, and foreign securities.
Derivatives may be volatile and involve significant risk, such as credit risk, currency risk, leverage risk, counterparty risk and liquidity risk. Using derivatives can disproportionately increase losses and reduce opportunities for gains in certain circumstances. Investments in derivatives may have limited liquidity and may be harder to value, especially in declining markets.
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