Fidelity Small Business Plans

Are your clients who own their own companies looking to help boost employee retention? Find out more about the benefits of Fidelity's retirement plans for small businesses, created specifically for small- to mid-sized companies.

A great way for small businesses to retain employees and make them feel invested in the success of the business

Broad fund offering

A wide selection of Fidelity Advisor Funds® with access to practically every segment of the world's markets

Dedicated support

A dedicated team of retirement specialists to answer questions and work with advisors and their clients

Convenient account access

Convenient account access for your clients, virtually 24 hours a day, 7 days a week


Fidelity Advisor SIMPLE IRA

Fidelity Advisor SIMPLE IRA is designed for business owners who want to provide employees with retirement savings through payroll deduction.

  • No employer setup or administrative fee*
  • Minimal employer tax filing, paperwork, and administrative expenses
  • Fidelity Advisor Funds in multiple share classes
  • Appropriate for clients who employed 100 or fewer employees during the preceding tax year who received at least $5,000 in compensation from the employer during that year
  • Two contribution options: 2% or 3%


Fidelity Advisor SEP IRA

A retirement savings plan for business owners and their employees.

  • No employer setup or administrative fee*
  • No outsourcing
  • Fidelity Advisor Funds in multiple share classes
  • Appropriate for clients who are self-employed
  • Access to sales kits that you can use with plan sponsors and their employees

Our investment capabilities

Investment and retirement leadership sets Fidelity apart.

For nearly 70 years, Fidelity has helped our clients achieve their investment and business objectives by harnessing our deep and diverse capabilities. As the No. 1 IRA provider in the U.S., Fidelity Investments can help you as you guide your clients along the path to—and through—retirement.1

Want to know more?

Let’s talk about small business plan solutions for your clients.