Fidelity Advisor 529 Plan

Working with You to Help College Savings Grow

Fidelity Advisor 529 Plan

Sponsored by the State of New Hampshire

Our 529 plan offers potential tax advantages, a broad range of investment options, and high contribution limits to help students save for higher education expenses.

Assets in the plan can be used for tuition, books, and other education-related expenses at most accredited colleges and universities.1 With the new tax bill, parents who send their children to private elementary and high school can also use our plan to cover those expenses.

Daily Pricing and Returns

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Communicate 529 Plan Benefits


Tax Advantages

  • Earnings grow tax deferred.
  • The tax code allows taxpayers to pay up to $10,000 per student per year in K–12 tuition.2
  • Qualified distributions are federal income tax free. Money not used for qualified expenses will be subject to a 10% federal tax.
  • If a student gets a scholarship, the amount of the award can be withdrawn without the 10% federal tax. Just pay ordinary income tax on the earnings.
  • Assets may be used to repay up to $10,000 in student loans for the beneficiary or a sibling of the beneficiary.3
  • Distributions are tax free for qualified expenses associated with a beneficiary enrolled in a registered apprenticeship program.4

Control and Flexibility

  • The account owner controls the account and authorizes the withdrawals, even after the beneficiary turns 18.
  • There are no income requirements for opening an account.
  • The account owner can change the beneficiary of the account to a family member of the original beneficiary.
  • The account owner has the flexibility to use the assets at most accredited colleges and universities.1,2

Estate Tax and Gifting Benefits

  • Contribute up to $75,000 ($150,000 per married couple) per beneficiary in a single year without the money being subject to the federal gift tax.5
  • Assets gifted to a 529 plan are considered immediately removed from the donor’s estate, which may help reduce or eliminate estate taxes.
  • Accelerated gifts may result in a larger 529 plan account balance over time, thanks to compounding.

Make the Most of Every Dollar

Fidelity Advisor Workplace 529

Offering the Fidelity-managed Workplace 529 Plan is a great way to show employees that you understand their needs and value their financial security. And it's a low-cost enhancement to employee benefits packages.

Employers can set up employee contributions to our Workplace 529 Plan either through payroll deduction or through Electronic Funds Transfers (EFTs) from employee bank accounts.

Learn more

Consider the Fidelity Investments 529 College Rewards® Visa Signature® Card

Earn unlimited 2% cash back on every eligible net purchase6 when you redeem your Reward Points as a deposit into an eligible Fidelity-managed 529 account.

There's no annual fee. And the card has no Reward Point caps or limits, and Points do not expire.6

Apply Now

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