Research & Insight

Consider the following insights provided by our investment management organization as well as key observations about our extensive plan participant data.

Featured Insights

Browse All Defined Contribution Research & Insight

Stock markets, especially foreign markets, are volatile and can decline significantly in response to adverse issuer, political, regulatory, market, or economic developments.
In general the bond market is volatile, and fixed-income securities carry interest rate risk. Fixed-income securities also carry inflation, credit, and default risks for both issuers and counterparties.
Foreign securities are subject to interest rate, currency exchange rate, economic, and political risks.
Target date portfolios are designed to help achieve the retirement objectives of a large percentage of individuals, but the stated objectives may not be entirely applicable to all investors due to varying individual circumstances, including retirement savings plan contribution limitations.

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