529 COLLEGE SAVINGS PLANS
Fidelity Advisor 529 Plan
Discover how you can help clients save more effectively for college by offering the potential tax benefits and the investment flexibility of a Fidelity Advisor 529 Plan.
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You can give families the financial freedom to pursue a higher education
Families want the best for their children and grandchildren, to see them realize their life's ambitions. Education is integral to their success, and while paying for college could be one of the largest expenditures families may incur, it just might be the best investment a family can make.
Available to residents across the United States and sponsored by the state of New Hampshire, the FA 529 Plan offers a range of benefits including:
- Potential tax advantages related to college savings, K–12 tuition, and student loan repayment1
- A broad range of investment options that provide access to Fidelity’s lineup of experienced portfolio managers and global research platform
- High contribution limits
- Estate tax and gifting benefits
Fidelity Advisor 529 resources
FA 529 Rollover
FA 529 New Account
FA 529
FA 529
529 Workplace
FA 529 Plan Advantages
FA 529 Investor
FA 529 Advisor
FA 529 Credit Card
2024 College Savings Indicator Study
529 College Savings Advisor
Want to know more?
Let's talk about this advisor-managed 529 plan for your clients.
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Do you have clients looking to enhance their employee benefits program? The Fidelity Advisor 529 Workplace Program makes saving for college easier for employees and their families—at no enrollment cost to the employer.
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Earn unlimited 2% cash back on every eligible net purchase2 when you redeem your Reward Points as a deposit into an eligible Fidelity-managed 529 account.
There's no annual fee. And the card has no Reward Point caps or limits, and Points do not expire.2
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Gifting into 529 plans
Your clients’ savings could get a boost when friends and family give gifts to their 529 accounts. Account savings have the potential to grow faster when grandparents, relatives, and friends can contribute.
College savings tools & calculators
Quickly illustrate different planning scenarios for your clients so you can help them reach their college savings goals.
College Savings Planner
Obtain a personalized projection of your clients' future college costs by entering their child's age, the type of college they're saving for, and their household income.
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State Tax Deduction Calculator
Quantify your clients' state tax deductions or credits over the long term, given their planned contributions, taxable income, and filing status. Clients can weigh this factor alongside investment performance contribution limits and other variables.
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Financial Aid Calculator
Determine your client's Expected Family Contribution (EFC) for the school year ahead based on their family details, income, savings, and investments.
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Explore our latest research & insights
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1. The use of funds to pay for K-12 tuition up to $10,000, tax free, per year, or to pay for qualified expenses for registered apprenticeship programs, or to repay $10,000 in student loans are each subject to individual state adoption. Some states do not conform with federal tax law. Please check with your home state to determine if it recognizes the expanded 529 benefits afforded under federal tax law, including distributions for elementary and secondary education expenses, apprenticeship programs, and student loan repayments. You may want to consult with a tax professional before investing or making distributions.
2. You will earn 2 Points per dollar in eligible net purchases (net purchases are purchases minus credits and returns) that you charge. Account must be open and in good standing to earn and redeem rewards and benefits. Upon approval, refer to your Program Rules for additional information. You may not redeem Reward Points, and you will immediately lose all of your Reward Points, if your Account is closed to future transactions (including, but not limited to, due to Program misuse, failure to pay, bankruptcy, or death). Reward Points will not expire as long as your Account remains open. Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items. The 2% cash back rewards value applies only to Points redeemed for a deposit into an eligible Fidelity® account. The redemption value is different if you choose to redeem your Points for other rewards such as travel options, merchandise, gift cards, and/or statement credit. Other restrictions apply. Full details appear in the Program Rules new card customers receive with their card. Establishment or ownership of a Fidelity® account or other relationship with Fidelity Investments® is not required to obtain a card or to be eligible to use Points to obtain any rewards offered under the program other than Fidelity Rewards.
The creditor and issuer of this card is Elan Financial Services, pursuant to a license from Visa U.S.A. Inc.
Fidelity and Elan Financial Services are separate companies.
Investing involves risk, including risk of loss. You may gain or lose money over time. For individual fund-specific risks, click on each fund’s name to navigate to the fund details page.
The Fidelity Advisor 529 Plan is offered by the state of New Hampshire and managed by Fidelity Investments. If your client or the designated beneficiary is not an New Hampshire resident, your client may want to consider, before investing, whether their state or the designated beneficiary's home state offers its residents a plan with alternate state tax advantages or other state benefits, such as financial aid, scholarship funds, and protection from creditors.
Units of the Portfolios are municipal securities and may be subject to market volatility and fluctuation.
Fidelity Advisor 529 Plan accounts are not insured by any state, federal government or any federal agency. Furthermore, neither the principal nor any investment return is guaranteed by any state, federal government or any federal agency.
Investor should consider the investment objectives, risks, and charges and expenses of the Fidelity Advisor 529 Plan before investing. This and other important information is in the Fidelity Advisor 529 Plan Offering Statement, which should be read carefully before investing, and which can be obtained by contacting your financial representative and/or the Program Administrator.