Fidelity target date strategies
Help meet a range of investor needs with our extensive target date series, backed by Fidelity's deep expertise and resources.
For over three decades, Fidelity’s Freedom Funds have helped plan sponsors support millions of workers on their retirement journey.
Today, Fidelity Freedom Funds are trusted by thousands of plan sponsors and millions of participants, making them one of the industry’s largest1 target date franchises, remaining focused on helping plan sponsors meet the evolving needs of participants and delivering better retirement outcomes for decades to come.
Proven target date strategy
A 30-year track record of helping participants save for retirement, backed by an institutional investment process and one of the largest dedicated research teams in the industry.
Superior participant experience
Informed by decades of retirement experience, Fidelity offers a best-in-class target date participant communications program to help plan sponsors meet their fiduciary obligations.
A committed partner
As America’s retirement leader1, and a pioneer in target date investing since 1996, Fidelity is deeply committed to providing target date clients with exceptional value.
To meet the varying needs of your clients and their employees, Fidelity offers a suite of target date strategies all supported by our deep organizational resources.
- Active
- Blend
- Index
- Sustainable Target Date
- Commingled Pools
FIDELITY MUTUAL FUNDS
Fidelity Freedom Retirement Fund
Fidelity Freedom 2010 Fund
Fidelity Freedom 2015 Fund
Fidelity Freedom 2020 Fund
Fidelity Freedom 2025 Fund
Fidelity Freedom 2030 Fund
Fidelity Freedom 2035 Fund
Fidelity Freedom 2040 Fund
Fidelity Freedom 2045 Fund
Fidelity Freedom 2050 Fund
Fidelity Freedom 2055 Fund
Fidelity Freedom 2060 Fund
Fidelity Freedom 2065 Fund
Fidelity Freedom 2070 Fund
FIDELITY ADVISOR MUTUAL FUNDS
FA Freedom Retirement Fund
FA Freedom 2010 Fund
FA Freedom 2015 Fund
FA Freedom 2020 Fund
FA Freedom 2025 Fund
FA Freedom 2030 Fund
FA Freedom 2035 Fund
FA Freedom 2040 Fund
FA Freedom 2045 Fund
FA Freedom 2050 Fund
FA Freedom 2055 Fund
FA Freedom 2060 Fund
FA Freedom 2065 Fund
FA Freedom 2070 Fund
FIDELITY MUTUAL FUNDS
Fidelity Freedom Blend Retirement Fund
Fidelity Freedom Blend 2010 Fund
Fidelity Freedom Blend 2015 Fund
Fidelity Freedom Blend 2020 Fund
Fidelity Freedom Blend 2025 Fund
Fidelity Freedom Blend 2030 Fund
Fidelity Freedom Blend 2035 Fund
Fidelity Freedom Blend 2040 Fund
Fidelity Freedom Blend 2045 Fund
Fidelity Freedom Blend 2050 Fund
Fidelity Freedom Blend 2055 Fund
Fidelity Freedom Blend 2060 Fund
Fidelity Freedom Blend 2065 Fund
Fidelity Freedom Blend 2070 Fund
FIDELITY ADVISOR MUTUAL FUNDS
FA Freedom Blend Retirement Fund
FA Freedom Blend 2010 Fund
FA Freedom Blend 2015 Fund
FA Freedom Blend 2020 Fund
FA Freedom Blend 2025 Fund
FA Freedom Blend 2030 Fund
FA Freedom Blend 2035 Fund
FA Freedom Blend 2040 Fund
FA Freedom Blend 2045 Fund
FA Freedom Blend 2050 Fund
FA Freedom Blend 2055 Fund
FA Freedom Blend 2060 Fund
FA Freedom Blend 2065 Fund
FA Freedom Blend 2070 Fund
FIDELITY MUTUAL FUNDS
Fidelity Freedom Index Retirement Fund
Fidelity Freedom Index 2010 Fund
Fidelity Freedom Index 2015 Fund
Fidelity Freedom Index 2020 Fund
Fidelity Freedom Index 2025 Fund
Fidelity Freedom Index 2030 Fund
Fidelity Freedom Index 2035 Fund
Fidelity Freedom Index 2040 Fund
Fidelity Freedom Index 2045 Fund
Fidelity Freedom Index 2050 Fund
Fidelity Freedom Index 2055 Fund
Fidelity Freedom Index 2060 Fund
Fidelity Freedom Index 2065 Fund
Fidelity Freedom Index 2070 Fund
FIDELITY MUTUAL FUNDS
Fidelity Sustainable Target Date Retirement Fund
Fidelity Sustainable Target Date 2010 Fund
Fidelity Sustainable Target Date 2015 Fund
Fidelity Sustainable Target Date 2020 Fund
Fidelity Sustainable Target Date 2025 Fund
Fidelity Sustainable Target Date 2030 Fund
Fidelity Sustainable Target Date 2035 Fund
Fidelity Sustainable Target Date 2040 Fund
Fidelity Sustainable Target Date 2045 Fund
Fidelity Sustainable Target Date 2050 Fund
Fidelity Sustainable Target Date 2055 Fund
Fidelity Sustainable Target Date 2060 Fund
Fidelity Sustainable Target Date 2065 Fund
Fidelity Sustainable Target Date 2070 Fund
FIDELITY ADVISOR MUTUAL FUNDS
FA Sustainable Target Date Retirement Fund
FA Sustainable Target Date 2010 Fund
FA Sustainable Target Date 2015 Fund
FA Sustainable Target Date 2020 Fund
FA Sustainable Target Date 2025 Fund
FA Sustainable Target Date 2030 Fund
FA Sustainable Target Date 2035 Fund
FA Sustainable Target Date 2040 Fund
FA Sustainable Target Date 2045 Fund
FA Sustainable Target Date 2050 Fund
FA Sustainable Target Date 2055 Fund
FA Sustainable Target Date 2060 Fund
FA Sustainable Target Date 2065 Fund
FA Sustainable Target Date 2070 Fund
Delivering effective employee communications is one of the U.S. Department of Labor (DOL) important “tips” to help guide plan sponsors when selecting a new target date provider. Through a comprehensive suite of target date education, Fidelity’s Target Date Participant Education Program is a valuable and engaging participant resource to support your lineup transition. Fidelity’s program helps answer common questions such as:
What is a target date fund?
How do I choose the right one for me?
What are potential benefits of investing in a target date fund?
Want to know more?
Let’s talk about defined contribution solutions for your clients.
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Fidelity Commingled Pools are only available to eligible retirement plans.
1. Based on two surveys: The magazine 2025 Recordkeeping Survey (© Asset International Inc.), based on defined contribution plan assets administered and number of participants of recordkeepers, as of 06/10/2025; and The Cerulli Report - U.S. Retirement Markets 2025, based on an industry survey of firms reporting total IRA assets administered as of Q2 2025.
Fidelity Commingled Pools are commingled pools of the FIAM Group Trust for Employee Benefit Plans, and are managed by Fidelity Institutional Asset Management Trust Company, a trust company organized under the laws of the State of New Hampshire. Fidelity Commingled Pools are not mutual funds.
When comparing funds, please consider all important factors, including information pertaining to fund fees, fund features, and fund objectives. While funds may track an index, the indices and strategies employed in seeking to achieve an investment goal may be different. Each fund’s investment objective and strategy and index tracked to achieve investment goals may differ.
Investment performance of the Target Date products depends on the performance of the underlying investment options and on the proportion of the assets invested in each underlying investment option. The investment risk of each Target Date strategy changes over time as its asset allocation changes. These risks are subject to the asset allocation decisions of the portfolio manager. Except for the Target Date Index products, pursuant to the portfolio manager’s ability to use an active asset allocation strategy, investors may be subject to a different risk profile compared to the portfolio’s neutral asset allocation strategy shown in its glide path. The portfolios are subject to the volatility of the financial markets, including that of equity and fixed income investments in the U.S. and abroad, and may be subject to risks associated with investing in high-yield, small-cap, commodity-linked and foreign securities. The Target Date Blend and Index portfolios are subject to the risks associated with investing in a passively managed underlying investment options in which the passively managed underlying investment option’s performance could be lower than an actively managed product that shifts its portfolio assets to take advantage of market opportunities or lessen the impact of a market decline or a decline in the value of one or more issuers. Fixed income investments entail issuer default and credit risk, inflation risk, and interest rate risk (as interest rates rise, bond prices usually fall and vice versa). This effect is usually more pronounced for longer-term securities. Leverage can increase market exposure, magnify investment risks, and cause losses to be realized more quickly. No target date strategy is considered a complete retirement program and there is no guarantee any single offering will provide sufficient retirement income at or through retirement. Principal invested is not guaranteed at any time, including at or after the portfolios’ target dates.