SPOTLIGHT

Retirement income planning

Put our insights into practice to help your clients meet their retirement goals

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Your clients need to prepare for a retirement that may last longer than they ever expected

Understand the factors that impact retirement income plans, including Social Security and Medicare.

Consider the five key risks of retirement

Before your clients can embark upon building a practical road map to financial security, they need to understand five key risks that can potentially derail a lifetime income plan.

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Understand the cost of health care in retirement

Health care expenses represent a large threat to retirement savings and are one of the most important parts of a retirement income plan.

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Help clients maximize their benefits

Waiting to claim Social Security is often the better option. But those without adequate savings could risk running out of money too soon and might have fewer options.

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Review Fidelity’s Retirement Savings Assessment

This Fidelity study finds many families are at risk of not meeting retirement savings goals. Consider six steps to get your clients on track.

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Want to know more?

Let's talk about retirement solutions for your clients.

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Explore our latest research & insights

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3 keys to your retirement income plan

Build income plans with guaranteed income, growth potential, and flexibility in mind.

Fidelity's target date glide path: A research-driven approach

An effective target date strategy requires a glide path that provides diversification, embraces participants' long-term investment horizons, and is supported by an adaptive investment process.

Tools & Calculators

Conversion Analyzer

Help your clients determine if converting from a Traditional IRA to a Roth IRA is right for them.

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RMD Planner

Help your clients’ beneficiaries determine their distribution options.

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Beneficiary Planner

Help your clients’ beneficiaries determine their distribution options.

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Information provided in, and presentation of, this document are for informational and educational purposes only and are not a recommendation to take any particular action, or any action at all, nor an offer or solicitation to buy or sell any securities or services presented. It is not investment advice. Fidelity does not provide legal or tax advice.

Before making any investment decisions, you should consult with your own professional advisers and take into account all of the particular facts and circumstances of your individual situation. Fidelity and its representatives may have a conflict of interest in the products or services mentioned in these materials because they have a financial interest in them, and receive compensation, directly or indirectly, in connection with the management, distribution, and /or servicing of these products or services, including Fidelity funds, certain third-party funds and products, and certain investment services.

Registered investment products (including mutual funds and ETFs) and collective investment trusts managed by Fidelity Management Trust Company (FMTC) are offered by Fidelity Distributors Company LLC (FDC LLC), a registered broker-dealer. Fidelity Institutional Asset Management (FIAM) investment management services and products are managed by the Fidelity Investments companies of FIAM LLC, a U.S. registered investment adviser, or Fidelity Institutional Asset Management Trust Company, a New Hampshire trust company. FIAM products and services may be presented by FDC LLC, a non-exclusive financial intermediary affiliated with FIAM and compensated for such services.

Before investing have your client consider the funds', variable investment products', exchange-traded products', or 529 Plans' investment objectives, risks, charges, and expenses. Contact Fidelity for a prospectus or a summary prospectus, if available, or offering statement containing this information. Have your client read it carefully.

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