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Fidelity target date strategies
Discover what sets Fidelity apart from other target date providers by exploring our extensive target date series.
Fidelity strives to deliver the most comprehensive target date experience
Trusted retirement partner
As America’s retirement leader1, and a pioneer in target date investing since 1996, Fidelity is deeply committed to providing target date clients with exceptional value.
Proven target date strategy
A nearly 30-year track record of helping participants save for retirement, backed by an institutional investment process and one of the largest dedicated research teams in the industry.
Superior participant experience
Informed by decades of retirement experience, Fidelity offers a best-in-class target date participant communications program to help plan sponsors meet their fiduciary obligations.
Learn more about Fidelity Target Date strategies
To meet the varying needs of your clients and their employees, Fidelity offers a suite of target date strategies all supported by our deep organizational resources.
- Active
- Blend
- Index
- Sustainable Target Date
- Commingled Pools
FIDELITY MUTUAL FUNDS
FFFAX
Fidelity Freedom Income Fund
FFFVX
Fidelity Freedom 2005 Fund
FFFCX
Fidelity Freedom 2010 Fund
FFVFX
Fidelity Freedom 2015 Fund
FFFDX
Fidelity Freedom 2020 Fund
FFTWX
Fidelity Freedom 2025 Fund
FFFEX
Fidelity Freedom 2030 Fund
FFTHX
Fidelity Freedom 2035 Fund
FFFFX
Fidelity Freedom 2040 Fund
FFFGX
Fidelity Freedom 2045 Fund
FFFHX
Fidelity Freedom 2050 Fund
FDEEX
Fidelity Freedom 2055 Fund
FDKVX
Fidelity Freedom 2060 Fund
FFSFX
Fidelity Freedom 2065 Fund
FIDELITY ADVISOR MUTUAL FUNDS
FEGLX
FA Freedom Income Fund
FYGLX
FA Freedom 2005 Fund
FUGLX
FA Freedom 2010 Fund
FIGLX
FA Freedom 2015 Fund
FOGLX
FA Freedom 2020 Fund
FPGLX
FA Freedom 2025 Fund
FDGLX
FA Freedom 2030 Fund
FHGLX
FA Freedom 2035 Fund
FKGLX
FA Freedom 2040 Fund
FCGLX
FA Freedom 2045 Fund
FVGLX
FA Freedom 2050 Fund
FBGLX
FA Freedom 2055 Fund
FNGLX
FA Freedom 2060 Fund
FDFSX
FA Freedom 2065 Fund
FIDELITY MUTUAL FUNDS
FHBZX
Fidelity Freedom Blend Income Fund
FHAZX
Fidelity Freedom Blend 2005 Fund
FHAYX
Fidelity Freedom Blend 2010 Fund
FHAWX
Fidelity Freedom Blend 2015 Fund
FHAVX
Fidelity Freedom Blend 2020 Fund
FHAUX
Fidelity Freedom Blend 2025 Fund
FHATX
Fidelity Freedom Blend 2030 Fund
FHASX
Fidelity Freedom Blend 2035 Fund
FHARX
Fidelity Freedom Blend 2040 Fund
FHAQX
Fidelity Freedom Blend 2045 Fund
FHAPX
Fidelity Freedom Blend 2050 Fund
FHAOX
Fidelity Freedom Blend 2055 Fund
FHANX
Fidelity Freedom Blend 2060 Fund
FFBKX
Fidelity Freedom Blend 2065 Fund
FIDELITY ADVISOR MUTUAL FUNDS
FHBDX
FA Freedom Blend Income Fund
FHJHX
FA Freedom Blend 2005 Fund
FHZCX
FA Freedom Blend 2010 Fund
FHXCX
Freedom Blend 2015 Fund
FHWCX
FA Freedom Blend 2020 Fund
FHSPX
FA Freedom Blend 2025 Fund
FHRCX
FA Freedom Blend 2030 Fund
FHQCX
FA Freedom Blend 2035 Fund
FHOCX
FA Freedom Blend 2040 Fund
FHLCX
FA Freedom Blend 2045 Fund
FHJCX
FA Freedom Blend 2050 Fund
FHGCX
FA Freedom Blend 2055 Fund
FHDCX
FA Freedom Blend 2060 Fund
FAXFX
FA Freedom Blend 2065 Fund
FIDELITY MUTUAL FUNDS
FIKFX
Fidelity Freedom Index Income Fund
FJIFX
Fidelity Freedom Index 2005 Fund
FKIFX
Fidelity Freedom Index 2010 Fund
FLIFX
Fidelity Freedom Index 2015 Fund
FPIFX
Fidelity Freedom Index 2020 Fund
FQIFX
Fidelity Freedom Index 2025 Fund
FXIFX
Fidelity Freedom Index 2030 Fund
FIHFX
Fidelity Freedom Index 2035 Fund
FBIFX
Fidelity Freedom Index 2040 Fund
FIOFX
Fidelity Freedom Index 2045 Fund
FIPFX
Fidelity Freedom Index 2050 Fund
FDEWX
Fidelity Freedom Index 2055 Fund
FDKLX
Fidelity Freedom Index 2060 Fund
FVIPX
Fidelity Freedom Index 2065 Fund
FIDELITY MUTUAL FUNDS
FSUDX
Fidelity Sustainable Target Date Income Fund
FSUYX
Fidelity Sustainable Target Date 2010 Fund
FSVNX
Fidelity Sustainable Target Date 2015 Fund
FSWDX
Fidelity Sustainable Target Date 2020 Fund
FSWOX
Fidelity Sustainable Target Date 2025 Fund
FSXAX
Fidelity Sustainable Target Date 2030 Fund
FSXKX
Fidelity Sustainable Target Date 2035 Fund
FSXVX
Fidelity Sustainable Target Date 2040 Fund
FSYHX
Fidelity Sustainable Target Date 2045 Fund
FSYWX
Fidelity Sustainable Target Date 2050 Fund
FSZHX
Fidelity Sustainable Target Date 2055 Fund
FSZSX
Fidelity Sustainable Target Date 2060 Fund
FTGPX
Fidelity Sustainable Target Date 2065 Fund
FIDELITY ADVISOR MUTUAL FUNDS
FSUNX
FA Sustainable Target Date Income Fund
FSVJX
FA Sustainable Target Date 2010 Fund
FSVYX
FA Sustainable Target Date 2015 Fund
FSWLX
FA Sustainable Target Date 2020 Fund
FSWWX
FA Sustainable Target Date 2025 Fund
FSXGX
FA Sustainable Target Date 2030 Fund
FSXSX
FA Sustainable Target Date 2035 Fund
FSYEX
FA Sustainable Target Date 2040 Fund
FSYTX
FA Sustainable Target Date 2045 Fund
FSZDX
FA Sustainable Target Date 2050 Fund
FSZOX
FA Sustainable Target Date 2055 Fund
FTDMX
FA Sustainable Target Date 2060 Fund
FTHEX
FA Sustainable Target Date 2065 Fund
Target Date investing at Fidelity
Fidelity's Target Date Glide Path: Designed to Deliver Retirement Outcomes
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Fidelity's Target Date Glide Path: Designed to Deliver Retirement Outcomes
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Investing Through Market Volatility
Target date communications and education empowers plan sponsors and inspires participant confidence
Delivering effective employee communications is one of the U.S. Department of Labor (DOL) important “tips” to help guide plan sponsors when selecting a new target date provider. Through a comprehensive suite of target date education, Fidelity’s Target Date Participant Education Program is a valuable and engaging participant resource to support your lineup transition. Fidelity’s program helps answer common questions such as:
What is a target date fund?
How do I choose the right one for me?
What are potential benefits of investing in a target date fund?
Learn more about Fidelity's program
Want to know more?
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Related resources
Presentation
Target Date Suite Overview Presentation
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Fidelity Commingled Pools are only available to eligible retirement plans.
1 Based on two surveys: The PLANSPONSOR magazine 2023 Recordkeeping Survey (© Asset International Inc.), based on defined contribution plan assets administered and number of participants of recordkeepers, as of 6/30/23; and Cerulli Report, U.S. Retirement Markets 2023, based on an industry survey of firms reporting total DC recordkept assets as of Q4 2022 and IRA assets administered for Q2 2023.
Fidelity Commingled Pools are commingled pools of the FIAM Group Trust for Employee Benefit Plans, and are managed by Fidelity Institutional Asset Management Trust Company, a trust company organized under the laws of the State of New Hampshire. Fidelity Commingled Pools are not mutual funds.
When comparing funds, please consider all important factors, including information pertaining to fund fees, fund features, and fund objectives. While funds may track an index, the indices and strategies employed in seeking to achieve an investment goal may be different. Each fund’s investment objective and strategy and index tracked to achieve investment goals may differ.
Investment performance of the Target Date products depends on the performance of the underlying investment options and on the proportion of the assets invested in each underlying investment option. The investment risk of each Target Date strategy changes over time as its asset allocation changes. These risks are subject to the asset allocation decisions of the portfolio manager. Except for the Target Date Index products, pursuant to the portfolio manager’s ability to use an active asset allocation strategy, investors may be subject to a different risk profile compared to the portfolio’s neutral asset allocation strategy shown in its glide path. The portfolios are subject to the volatility of the financial markets, including that of equity and fixed income investments in the U.S. and abroad, and may be subject to risks associated with investing in high-yield, small-cap, commodity-linked and foreign securities. The Target Date Blend and Index portfolios are subject to the risks associated with investing in a passively managed underlying investment options in which the passively managed underlying investment option’s performance could be lower than an actively managed product that shifts its portfolio assets to take advantage of market opportunities or lessen the impact of a market decline or a decline in the value of one or more issuers. Fixed income investments entail issuer default and credit risk, inflation risk, and interest rate risk (as interest rates rise, bond prices usually fall and vice versa). This effect is usually more pronounced for longer-term securities. Leverage can increase market exposure, magnify investment risks, and cause losses to be realized more quickly. No target date strategy is considered a complete retirement program and there is no guarantee any single offering will provide sufficient retirement income at or through retirement. Principal invested is not guaranteed at any time, including at or after the portfolios’ target dates.
1 Based on two surveys: The PLANSPONSOR magazine 2023 Recordkeeping Survey (© Asset International Inc.), based on defined contribution plan assets administered and number of participants of recordkeepers, as of 6/30/23; and Cerulli Report, U.S. Retirement Markets 2023, based on an industry survey of firms reporting total DC recordkept assets as of Q4 2022 and IRA assets administered for Q2 2023.
Fidelity Commingled Pools are commingled pools of the FIAM Group Trust for Employee Benefit Plans, and are managed by Fidelity Institutional Asset Management Trust Company, a trust company organized under the laws of the State of New Hampshire. Fidelity Commingled Pools are not mutual funds.
When comparing funds, please consider all important factors, including information pertaining to fund fees, fund features, and fund objectives. While funds may track an index, the indices and strategies employed in seeking to achieve an investment goal may be different. Each fund’s investment objective and strategy and index tracked to achieve investment goals may differ.
Investment performance of the Target Date products depends on the performance of the underlying investment options and on the proportion of the assets invested in each underlying investment option. The investment risk of each Target Date strategy changes over time as its asset allocation changes. These risks are subject to the asset allocation decisions of the portfolio manager. Except for the Target Date Index products, pursuant to the portfolio manager’s ability to use an active asset allocation strategy, investors may be subject to a different risk profile compared to the portfolio’s neutral asset allocation strategy shown in its glide path. The portfolios are subject to the volatility of the financial markets, including that of equity and fixed income investments in the U.S. and abroad, and may be subject to risks associated with investing in high-yield, small-cap, commodity-linked and foreign securities. The Target Date Blend and Index portfolios are subject to the risks associated with investing in a passively managed underlying investment options in which the passively managed underlying investment option’s performance could be lower than an actively managed product that shifts its portfolio assets to take advantage of market opportunities or lessen the impact of a market decline or a decline in the value of one or more issuers. Fixed income investments entail issuer default and credit risk, inflation risk, and interest rate risk (as interest rates rise, bond prices usually fall and vice versa). This effect is usually more pronounced for longer-term securities. Leverage can increase market exposure, magnify investment risks, and cause losses to be realized more quickly. No target date strategy is considered a complete retirement program and there is no guarantee any single offering will provide sufficient retirement income at or through retirement. Principal invested is not guaranteed at any time, including at or after the portfolios’ target dates.
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